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Life Insurance 

Why Life Insurance is important to you:

Future Financial Stability

  • Most people question the need for insurance because they think probability is in their favor.  Life insurance breaks that misconception wide open.

  • Life insurance protects your loved ones by:

    •  Replacing your lost income

    •  Paying your final expenses

    •  Paying your estate’s “death” taxes

    •  Structuring inheritance trusts

    •  Some products serve as savings accounts


What types of coverage is right for you

The two general categories of life insurance are:

  • Term life

    •  Insurance that pays if death occurs during the policy period (most common are 10, 20 or 30 years).

  •  Whole Life

    • Permanent insurance that pays the benefit whenever you die—even if you live to 100!


There are three major types: 

  1.       Traditional Whole Life

  2.       Universal Life and

  3.       Variable Universal life


Choices for All Lifestyles

  • The amount of coverage and the life insurance products are as diverse as the people served.  There are many factors to take into account when selecting the right policy for you, including short term or long term coverage, your income, the amount of dependents and much more.  Let us customize your coverage so you can rest easy. 

  • Don’t delay, like a fine wine, the longer you age the more it will cost

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