Automobile accidents are the most reported insurance claims. To properly protect yourself from the always-present danger of financial liability, it is imperative that you maintain an adequate level of coverage to properly protect your assets.
We are aligned with the best insurance companies with the right coverage and premiums that fit your budget. Call us and let us help you decide a custom fit for your needs. We also provide Quick-Quotes on this website if you want to quickly gauge what fits your budget. It only takes 5 minutes ! But, to ensure you recieve full discounts and credits, please allow us to finalize the quote with you which is why we appreciate you providing accurate contact information.
Compulsory Liability Insurance
State financial responsibility laws require all registered vehicles have liability insurance to compensate any parties damaged by your vehicle. Coverages include:
Bodily Injury to Others
Damage to Someone Else's Property
In Montana, the minimum requirements are:
$25,000 for Bodily Injury per person
$50,000 total for Bodily Injury
$20,000 for Property Damage (increased from $10,000 effective 1/1/2016)
Collision - remember, the higher your deductible, the lower your premium
Comprehensive- protects against glass breakage, theft, hail & collision with animals
Medical Payments- pays medical for occupants of your vehicle or pedestrians if injured
Bodily Injury Caused by an Uninsured Auto- 15% of Montana autos are uninsured !
Antique and Collector Cars Insurance
We know that Montana is the land of classics. If you are an owner of an Antique, Classic Car, Hot Rod or Exotic vehicle and use it on a limited basis, you may be eligible for an Agreed Amount Classic Car Insurance Program.