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Flood  Insurance 

As a homeowner in proximity to any of our beautiful rivers, we know that snow melt mixed with spring rains can create flood risk. However, floods can happen anywhere,  including mudflows washing down a mountainside.  In fact, about a quarter of flood losses occur in low risk areas.

Many homeowners don't realize until it's too late that homeowners insurance does not cover flood.  We at Tamarack Insurance will conduct free flood risk assessments on your property and ensure you have the protection necessary for an affordable price.

Basic Coverage

Underwritten by the National Flood Insurance Program (NFIP), Flood Insurance provides coverage for losses to your property caused by flooding, which most Homeowners Insuance DOES NOT. From structural and mechanical damage to flood debris cleanup and floor surfaces such as tile and carpeting.

In addition, you can purchase separate coverage that insures most of your personal property and belongings up to a specified limit, including:

  • Clothing

  • Furniture, Housewares, Bedding

  • Computers & Home Electronics Decorative Items, Lamps, Lighting Fixtures

  • Area Rugs

  • Air Conditioners

  • Washer & Dryers.

Additional Coverage Options

We at Tamarack Insurance have aligned with insurance companies that provide extended flood insurance options including: 

  • Excess Flood Insurance -  extending coverage above what the NFIP provide

  • NFIP alternative options- providing the same coverage but lower rates

  • Additional coverage options 

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